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Galenos Combi Care — Region 2, Schaffhausen

Region 2, Schaffhausen: the Combi Care model from Galenos costs CHF 470.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 470.90, Combi Care is not the lowest premium here: Agrisano goes down to CHF 433.80. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Combi Care costs CHF 1'083.60 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 470.90CHF 440.10
500CHF 459.20CHF 429.20
1'000CHF 430.10CHF 402.00
1'500CHF 400.90CHF 374.70
2'000CHF 371.70CHF 347.50
2'500CHF 342.60CHF 320.20

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 393.00CHF 367.30
500CHF 381.30CHF 356.40
1'000CHF 352.10CHF 329.10
1'500CHF 323.00CHF 301.90
2'000CHF 293.80CHF 274.60
2'500CHF 264.60CHF 247.40

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 141.10CHF 131.90
100CHF 135.30CHF 126.40
200CHF 129.40CHF 121.00
300CHF 123.60CHF 115.50
400CHF 117.80CHF 110.10
500CHF 111.90CHF 104.60
600CHF 106.10CHF 99.20

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.