Galenos Combi Care — Neuchâtel
Neuchâtel: the Combi Care model from Galenos costs CHF 587.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 587.30, Combi Care is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Combi Care costs CHF 1'311.60 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 587.30 | CHF 548.90 |
| 500 | CHF 575.60 | CHF 538.00 |
| 1'000 | CHF 546.50 | CHF 510.70 |
| 1'500 | CHF 517.30 | CHF 483.50 |
| 2'000 | CHF 488.10 | CHF 456.20 |
| 2'500 | CHF 459.00 | CHF 429.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 503.50 | CHF 470.60 |
| 500 | CHF 491.90 | CHF 459.70 |
| 1'000 | CHF 462.70 | CHF 432.50 |
| 1'500 | CHF 433.50 | CHF 405.20 |
| 2'000 | CHF 404.40 | CHF 377.90 |
| 2'500 | CHF 375.20 | CHF 350.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 169.40 | CHF 158.30 |
| 100 | CHF 163.60 | CHF 152.90 |
| 200 | CHF 157.70 | CHF 147.40 |
| 300 | CHF 151.90 | CHF 142.00 |
| 400 | CHF 146.10 | CHF 136.50 |
| 500 | CHF 140.20 | CHF 131.10 |
| 600 | CHF 134.40 | CHF 125.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.