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Galenos Combi Care — Region 2, Grisons

Region 2, Grisons: the Combi Care model from Galenos costs CHF 516.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 516.10, Combi Care is not the lowest premium here: Agrisano goes down to CHF 418.00. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Combi Care costs CHF 1'161.60 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 516.10CHF 482.40
500CHF 504.50CHF 471.50
1'000CHF 475.30CHF 444.20
1'500CHF 446.10CHF 417.00
2'000CHF 417.00CHF 389.70
2'500CHF 387.80CHF 362.40

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 407.70CHF 381.10
500CHF 396.10CHF 370.20
1'000CHF 366.90CHF 342.90
1'500CHF 337.70CHF 315.70
2'000CHF 308.60CHF 288.40
2'500CHF 279.40CHF 261.10

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 142.80CHF 133.50
100CHF 137.00CHF 128.00
200CHF 131.10CHF 122.60
300CHF 125.30CHF 117.10
400CHF 119.50CHF 111.70
500CHF 113.60CHF 106.20
600CHF 107.80CHF 100.80

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.