Galenos Combi Care — Glarus
Glarus: the Combi Care model from Galenos costs CHF 487.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 487.10, Combi Care is not the lowest premium here: Agrisano goes down to CHF 433.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Combi Care costs CHF 1'022.40 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 487.10 | CHF 455.20 |
| 500 | CHF 475.40 | CHF 444.30 |
| 1'000 | CHF 446.30 | CHF 417.10 |
| 1'500 | CHF 417.10 | CHF 389.80 |
| 2'000 | CHF 387.90 | CHF 362.60 |
| 2'500 | CHF 358.80 | CHF 335.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 384.50 | CHF 359.40 |
| 500 | CHF 372.80 | CHF 348.50 |
| 1'000 | CHF 343.70 | CHF 321.20 |
| 1'500 | CHF 314.50 | CHF 293.90 |
| 2'000 | CHF 285.30 | CHF 266.70 |
| 2'500 | CHF 256.20 | CHF 239.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 140.20 | CHF 131.00 |
| 100 | CHF 134.30 | CHF 125.60 |
| 200 | CHF 128.50 | CHF 120.10 |
| 300 | CHF 122.70 | CHF 114.70 |
| 400 | CHF 116.80 | CHF 109.20 |
| 500 | CHF 111.00 | CHF 103.80 |
| 600 | CHF 105.20 | CHF 98.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.