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Galenos Combi Care — Geneva

Geneva: the Combi Care model from Galenos costs CHF 655.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 655.00, Combi Care is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Combi Care costs CHF 1'771.20 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 655.00CHF 612.20
500CHF 643.30CHF 601.30
1'000CHF 614.20CHF 574.00
1'500CHF 585.00CHF 546.80
2'000CHF 555.80CHF 519.50
2'500CHF 526.70CHF 492.20

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 557.20CHF 520.70
500CHF 545.50CHF 509.80
1'000CHF 516.30CHF 482.60
1'500CHF 487.20CHF 455.30
2'000CHF 458.00CHF 428.10
2'500CHF 428.80CHF 400.80

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 188.30CHF 176.00
100CHF 182.50CHF 170.60
200CHF 176.70CHF 165.10
300CHF 170.80CHF 159.70
400CHF 165.00CHF 154.20
500CHF 159.20CHF 148.80
600CHF 153.30CHF 143.30

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.