Galenos Combi Care — Geneva
Geneva: the Combi Care model from Galenos costs CHF 655.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 655.00, Combi Care is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Combi Care costs CHF 1'771.20 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 655.00 | CHF 612.20 |
| 500 | CHF 643.30 | CHF 601.30 |
| 1'000 | CHF 614.20 | CHF 574.00 |
| 1'500 | CHF 585.00 | CHF 546.80 |
| 2'000 | CHF 555.80 | CHF 519.50 |
| 2'500 | CHF 526.70 | CHF 492.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 557.20 | CHF 520.70 |
| 500 | CHF 545.50 | CHF 509.80 |
| 1'000 | CHF 516.30 | CHF 482.60 |
| 1'500 | CHF 487.20 | CHF 455.30 |
| 2'000 | CHF 458.00 | CHF 428.10 |
| 2'500 | CHF 428.80 | CHF 400.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 188.30 | CHF 176.00 |
| 100 | CHF 182.50 | CHF 170.60 |
| 200 | CHF 176.70 | CHF 165.10 |
| 300 | CHF 170.80 | CHF 159.70 |
| 400 | CHF 165.00 | CHF 154.20 |
| 500 | CHF 159.20 | CHF 148.80 |
| 600 | CHF 153.30 | CHF 143.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.