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BeneFit PLUS Flexmed R1 or BeneFit PLUS Médecin de famille R2 — Geneva

Geneva: with Helsana, BeneFit PLUS Flexmed R1 costs CHF 613.70 a month in 2026 and BeneFit PLUS Médecin de famille R2 CHF 620.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Flexmed R1 is the cheaper of the two here: CHF 86.40 saved per year against BeneFit PLUS Médecin de famille R2, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Flexmed R1 and BeneFit PLUS Médecin de famille R2 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleBeneFit PLUS Flexmed R1BeneFit PLUS Médecin de famille R2Gap per year
300CHF 613.70CHF 620.90CHF 86.40
500CHF 602.10CHF 609.30CHF 86.40
1'000CHF 572.90CHF 580.10CHF 86.40
1'500CHF 543.70CHF 550.90CHF 86.40
2'000CHF 514.60CHF 521.80CHF 86.40
2'500CHF 485.40CHF 492.60CHF 86.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.