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BeneFit PLUS Flexmed R1 or BeneFit PLUS Médecin de famille R2 — Zug

Zug: with Helsana, BeneFit PLUS Flexmed R1 costs CHF 365.50 a month in 2026 and BeneFit PLUS Médecin de famille R2 CHF 369.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Flexmed R1 is the cheaper of the two here: CHF 51.60 saved per year against BeneFit PLUS Médecin de famille R2, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Flexmed R1 and BeneFit PLUS Médecin de famille R2 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleBeneFit PLUS Flexmed R1BeneFit PLUS Médecin de famille R2Gap per year
300CHF 365.50CHF 369.80CHF 51.60
500CHF 353.90CHF 358.20CHF 51.60
1'000CHF 324.70CHF 329.00CHF 51.60
1'500CHF 295.50CHF 299.80CHF 51.60
2'000CHF 266.40CHF 270.70CHF 51.60
2'500CHF 237.20CHF 241.50CHF 51.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.