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BeneFit PLUS Flexmed R1 or BeneFit PLUS Médecin de famille R2 — Region 2, Valais

Region 2, Valais: with Helsana, BeneFit PLUS Flexmed R1 costs CHF 440.30 a month in 2026 and BeneFit PLUS Médecin de famille R2 CHF 445.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Flexmed R1 is the cheaper of the two here: CHF 61.20 saved per year against BeneFit PLUS Médecin de famille R2, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Flexmed R1 and BeneFit PLUS Médecin de famille R2 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleBeneFit PLUS Flexmed R1BeneFit PLUS Médecin de famille R2Gap per year
300CHF 440.30CHF 445.40CHF 61.20
500CHF 428.70CHF 433.80CHF 61.20
1'000CHF 399.50CHF 404.60CHF 61.20
1'500CHF 370.30CHF 375.40CHF 61.20
2'000CHF 341.20CHF 346.30CHF 61.20
2'500CHF 312.00CHF 317.10CHF 61.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.