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BeneFit PLUS Flexmed R1 or BeneFit PLUS Médecin de famille R2 — Neuchâtel

Neuchâtel: with Helsana, BeneFit PLUS Flexmed R1 costs CHF 575.00 a month in 2026 and BeneFit PLUS Médecin de famille R2 CHF 575.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Here BeneFit PLUS Flexmed R1 and BeneFit PLUS Médecin de famille R2 cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.

What you accept in each case

BeneFit PLUS Flexmed R1 and BeneFit PLUS Médecin de famille R2 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleBeneFit PLUS Flexmed R1BeneFit PLUS Médecin de famille R2Gap per year
300CHF 575.00CHF 575.00
500CHF 563.40CHF 563.40
1'000CHF 534.20CHF 534.20
1'500CHF 505.00CHF 505.00
2'000CHF 475.90CHF 475.90
2'500CHF 446.70CHF 446.70

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.