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BeneFit PLUS Flexmed R1 or BeneFit PLUS Médecin de famille R2 — Region 1, Vaud

Region 1, Vaud: with Helsana, BeneFit PLUS Flexmed R1 costs CHF 580.10 a month in 2026 and BeneFit PLUS Médecin de famille R2 CHF 601.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Flexmed R1 is the cheaper of the two here: CHF 252.00 saved per year against BeneFit PLUS Médecin de famille R2, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Flexmed R1 and BeneFit PLUS Médecin de famille R2 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleBeneFit PLUS Flexmed R1BeneFit PLUS Médecin de famille R2Gap per year
300CHF 580.10CHF 601.10CHF 252.00
500CHF 568.50CHF 589.50CHF 252.00
1'000CHF 539.30CHF 560.30CHF 252.00
1'500CHF 510.10CHF 531.10CHF 252.00
2'000CHF 481.00CHF 502.00CHF 252.00
2'500CHF 451.80CHF 472.80CHF 252.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.