Luzerner Hinterland TelMed — Aargau
Aargau: the TelMed model from Luzerner Hinterland costs CHF 488.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 488.10, TelMed is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelMed costs CHF 373.80 less per year than Luzerner Hinterland's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 488.10 | CHF 458.80 |
| 500 | CHF 476.45 | CHF 447.85 |
| 1'000 | CHF 447.25 | CHF 420.45 |
| 1'500 | CHF 418.10 | CHF 393.00 |
| 2'000 | CHF 388.95 | CHF 365.60 |
| 2'500 | CHF 359.75 | CHF 338.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 366.05 | CHF 344.10 |
| 500 | CHF 354.40 | CHF 333.15 |
| 1'000 | CHF 325.25 | CHF 305.70 |
| 1'500 | CHF 296.05 | CHF 278.30 |
| 2'000 | CHF 266.90 | CHF 250.90 |
| 2'500 | CHF 237.75 | CHF 223.45 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 119.60 | CHF 112.40 |
| 100 | CHF 113.75 | CHF 106.90 |
| 200 | CHF 107.90 | CHF 101.45 |
| 300 | CHF 102.10 | CHF 95.95 |
| 400 | CHF 96.25 | CHF 90.45 |
| 500 | CHF 90.40 | CHF 85.00 |
| 600 | CHF 84.60 | CHF 79.50 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.