Luzerner Hinterland TelMed — Zug
Zug: the TelMed model from Luzerner Hinterland costs CHF 424.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 424.10, TelMed is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelMed costs CHF 324.60 less per year than Luzerner Hinterland's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 424.10 | CHF 398.65 |
| 500 | CHF 412.40 | CHF 387.65 |
| 1'000 | CHF 383.25 | CHF 360.25 |
| 1'500 | CHF 354.10 | CHF 332.85 |
| 2'000 | CHF 324.90 | CHF 305.40 |
| 2'500 | CHF 295.75 | CHF 278.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 322.30 | CHF 302.95 |
| 500 | CHF 310.65 | CHF 292.00 |
| 1'000 | CHF 281.45 | CHF 264.60 |
| 1'500 | CHF 252.30 | CHF 237.15 |
| 2'000 | CHF 223.40 | CHF 210.00 |
| 2'500 | CHF 193.95 | CHF 182.35 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 103.90 | CHF 97.65 |
| 100 | CHF 98.05 | CHF 92.20 |
| 200 | CHF 92.25 | CHF 86.70 |
| 300 | CHF 86.40 | CHF 81.20 |
| 400 | CHF 80.55 | CHF 75.75 |
| 500 | CHF 74.75 | CHF 70.25 |
| 600 | CHF 68.90 | CHF 64.75 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.