Luzerner Hinterland TelMed — Uri
Uri: the TelMed model from Luzerner Hinterland costs CHF 432.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 432.90, TelMed is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelMed costs CHF 331.80 less per year than Luzerner Hinterland's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 432.90 | CHF 406.95 |
| 500 | CHF 421.25 | CHF 396.00 |
| 1'000 | CHF 392.10 | CHF 368.55 |
| 1'500 | CHF 362.90 | CHF 341.15 |
| 2'000 | CHF 333.75 | CHF 313.75 |
| 2'500 | CHF 304.60 | CHF 286.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 324.70 | CHF 305.20 |
| 500 | CHF 313.00 | CHF 294.25 |
| 1'000 | CHF 283.85 | CHF 266.80 |
| 1'500 | CHF 254.70 | CHF 239.40 |
| 2'000 | CHF 228.80 | CHF 215.05 |
| 2'500 | CHF 196.35 | CHF 184.55 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 106.05 | CHF 99.70 |
| 100 | CHF 100.25 | CHF 94.20 |
| 200 | CHF 94.40 | CHF 88.75 |
| 300 | CHF 88.55 | CHF 83.25 |
| 400 | CHF 82.75 | CHF 77.75 |
| 500 | CHF 76.90 | CHF 72.30 |
| 600 | CHF 71.05 | CHF 66.80 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.