Luzerner Hinterland TelMed — Schwyz
Schwyz: the TelMed model from Luzerner Hinterland costs CHF 469.65 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 469.65, TelMed is not the lowest premium here: Agrisano goes down to CHF 400.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelMed costs CHF 360.00 less per year than Luzerner Hinterland's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 469.65 | CHF 441.50 |
| 500 | CHF 458.00 | CHF 430.50 |
| 1'000 | CHF 428.85 | CHF 403.10 |
| 1'500 | CHF 399.65 | CHF 375.70 |
| 2'000 | CHF 370.50 | CHF 348.25 |
| 2'500 | CHF 341.35 | CHF 320.85 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 352.25 | CHF 331.10 |
| 500 | CHF 340.60 | CHF 320.15 |
| 1'000 | CHF 311.40 | CHF 292.75 |
| 1'500 | CHF 282.25 | CHF 265.30 |
| 2'000 | CHF 253.10 | CHF 237.90 |
| 2'500 | CHF 223.90 | CHF 210.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 115.05 | CHF 108.15 |
| 100 | CHF 109.25 | CHF 102.70 |
| 200 | CHF 103.40 | CHF 97.20 |
| 300 | CHF 97.55 | CHF 91.70 |
| 400 | CHF 91.75 | CHF 86.25 |
| 500 | CHF 85.90 | CHF 80.75 |
| 600 | CHF 80.05 | CHF 75.25 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.