Luzerner Hinterland TelMed — Solothurn
Solothurn: the TelMed model from Luzerner Hinterland costs CHF 542.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 542.80, TelMed is not the lowest premium here: Agrisano goes down to CHF 486.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelMed costs CHF 415.80 less per year than Luzerner Hinterland's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 542.80 | CHF 510.25 |
| 500 | CHF 531.15 | CHF 499.25 |
| 1'000 | CHF 501.95 | CHF 471.85 |
| 1'500 | CHF 472.80 | CHF 444.45 |
| 2'000 | CHF 443.65 | CHF 417.00 |
| 2'500 | CHF 414.45 | CHF 389.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 407.10 | CHF 382.70 |
| 500 | CHF 395.45 | CHF 371.70 |
| 1'000 | CHF 366.25 | CHF 344.30 |
| 1'500 | CHF 337.10 | CHF 316.90 |
| 2'000 | CHF 307.95 | CHF 289.45 |
| 2'500 | CHF 278.75 | CHF 262.05 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 133.00 | CHF 125.00 |
| 100 | CHF 127.15 | CHF 119.50 |
| 200 | CHF 121.30 | CHF 114.05 |
| 300 | CHF 115.50 | CHF 108.55 |
| 400 | CHF 109.65 | CHF 103.05 |
| 500 | CHF 103.80 | CHF 97.60 |
| 600 | CHF 98.00 | CHF 92.10 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.