Luzerner Hinterland TelMed — Region 1, Zurich
Region 1, Zurich: the TelMed model from Luzerner Hinterland costs CHF 573.95 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 573.95, TelMed is not the lowest premium here: Atupri goes down to CHF 517.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelMed costs CHF 439.80 less per year than Luzerner Hinterland's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 573.95 | CHF 539.55 |
| 500 | CHF 562.30 | CHF 528.55 |
| 1'000 | CHF 533.15 | CHF 501.15 |
| 1'500 | CHF 503.95 | CHF 473.75 |
| 2'000 | CHF 474.80 | CHF 446.30 |
| 2'500 | CHF 445.65 | CHF 418.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 441.95 | CHF 415.45 |
| 500 | CHF 430.30 | CHF 404.45 |
| 1'000 | CHF 401.10 | CHF 377.05 |
| 1'500 | CHF 371.95 | CHF 349.65 |
| 2'000 | CHF 342.80 | CHF 322.20 |
| 2'500 | CHF 313.60 | CHF 294.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 140.60 | CHF 132.20 |
| 100 | CHF 134.80 | CHF 126.70 |
| 200 | CHF 128.95 | CHF 121.20 |
| 300 | CHF 123.10 | CHF 115.75 |
| 400 | CHF 117.30 | CHF 110.25 |
| 500 | CHF 111.45 | CHF 104.75 |
| 600 | CHF 105.60 | CHF 99.30 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.