Centre de santé or Select — Appenzell Ausserrhoden
Appenzell Ausserrhoden: with ÖKK, Centre de santé costs CHF 436.80 a month in 2026 and Select CHF 464.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Centre de santé is the cheaper of the two here: CHF 331.20 saved per year against Select, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Centre de santé is a "Group practice (HMO)" model. Select is a "Telemedicine and others" model.
- Centre de santé
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- Select
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Centre de santé | Select | Gap per year |
|---|---|---|---|
| 300 | CHF 436.80 | CHF 464.40 | CHF 331.20 |
| 500 | CHF 425.20 | CHF 452.80 | CHF 331.20 |
| 1'000 | CHF 396.00 | CHF 423.60 | CHF 331.20 |
| 1'500 | CHF 366.80 | CHF 394.40 | CHF 331.20 |
| 2'000 | CHF 337.70 | CHF 365.30 | CHF 331.20 |
| 2'500 | CHF 308.50 | CHF 336.10 | CHF 331.20 |
The comparison, region by region
- Centre de santé or Select?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.