Centre de santé or Select — Region 1, Fribourg
Region 1, Fribourg: with ÖKK, Centre de santé costs CHF 520.20 a month in 2026 and Select CHF 520.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here Centre de santé and Select cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
Centre de santé is a "Group practice (HMO)" model. Select is a "Telemedicine and others" model.
- Centre de santé
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- Select
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Centre de santé | Select | Gap per year |
|---|---|---|---|
| 300 | CHF 520.20 | CHF 520.20 | — |
| 500 | CHF 508.60 | CHF 508.60 | — |
| 1'000 | CHF 479.40 | CHF 479.40 | — |
| 1'500 | CHF 450.20 | CHF 450.20 | — |
| 2'000 | CHF 421.10 | CHF 421.10 | — |
| 2'500 | CHF 391.90 | CHF 391.90 | — |
The comparison, region by region
- Centre de santé or Select?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.