Centre de santé or Select — Region 2, Bern

Region 2, Bern: with ÖKK, Centre de santé costs CHF 503.40 a month in 2026 and Select CHF 514.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Centre de santé is the cheaper of the two here: CHF 136.80 saved per year against Select, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Centre de santé is a "Group practice (HMO)" model. Select is a "Telemedicine and others" model.

Centre de santé
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
Select
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

Deductible	Centre de santé	Select	Gap per year
300	CHF 503.40	CHF 514.80	CHF 136.80
500	CHF 491.80	CHF 503.20	CHF 136.80
1'000	CHF 462.60	CHF 474.00	CHF 136.80
1'500	CHF 433.40	CHF 444.80	CHF 136.80
2'000	CHF 404.30	CHF 415.70	CHF 136.80
2'500	CHF 383.40	CHF 386.50	CHF 37.20

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.

Centre de santé or Select — Region 2, Bern

What you accept in each case

The price at every deductible

The comparison, region by region