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Sophie

Centre de santé or Select — Region 2, Grisons

Region 2, Grisons: with ÖKK, Centre de santé costs CHF 435.60 a month in 2026 and Select CHF 435.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Here Centre de santé and Select cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.

What you accept in each case

Centre de santé is a "Group practice (HMO)" model. Select is a "Telemedicine and others" model.

  • Centre de santé

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Select

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCentre de santéSelectGap per year
300CHF 435.60CHF 435.60
500CHF 424.00CHF 424.00
1'000CHF 394.80CHF 394.80
1'500CHF 365.60CHF 365.60
2'000CHF 336.50CHF 336.50
2'500CHF 307.30CHF 307.30

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.