Centre de santé or Select — Appenzell Innerrhoden
Appenzell Innerrhoden: with ÖKK, Centre de santé costs CHF 367.20 a month in 2026 and Select CHF 390.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Centre de santé is the cheaper of the two here: CHF 278.40 saved per year against Select, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Centre de santé is a "Group practice (HMO)" model. Select is a "Telemedicine and others" model.
- Centre de santé
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- Select
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Centre de santé | Select | Gap per year |
|---|---|---|---|
| 300 | CHF 367.20 | CHF 390.40 | CHF 278.40 |
| 500 | CHF 355.60 | CHF 378.80 | CHF 278.40 |
| 1'000 | CHF 326.40 | CHF 349.60 | CHF 278.40 |
| 1'500 | CHF 297.20 | CHF 320.40 | CHF 278.40 |
| 2'000 | CHF 268.10 | CHF 291.30 | CHF 278.40 |
| 2'500 | CHF 238.90 | CHF 262.10 | CHF 278.40 |
The comparison, region by region
- Centre de santé or Select?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.