Centre de santé or Select — Neuchâtel
Neuchâtel: with ÖKK, Centre de santé costs CHF 641.30 a month in 2026 and Select CHF 641.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here Centre de santé and Select cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
Centre de santé is a "Group practice (HMO)" model. Select is a "Telemedicine and others" model.
- Centre de santé
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- Select
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Centre de santé | Select | Gap per year |
|---|---|---|---|
| 300 | CHF 641.30 | CHF 641.30 | — |
| 500 | CHF 629.70 | CHF 629.70 | — |
| 1'000 | CHF 600.50 | CHF 600.50 | — |
| 1'500 | CHF 571.30 | CHF 571.30 | — |
| 2'000 | CHF 542.20 | CHF 542.20 | — |
| 2'500 | CHF 513.00 | CHF 513.00 | — |
The comparison, region by region
- Centre de santé or Select?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.