Médecin de famille or Select — Appenzell Ausserrhoden
Appenzell Ausserrhoden: with ÖKK, Médecin de famille costs CHF 451.80 a month in 2026 and Select CHF 464.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Médecin de famille is the cheaper of the two here: CHF 151.20 saved per year against Select, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Médecin de famille is a "Family doctor" model. Select is a "Telemedicine and others" model.
- Médecin de famille
Family doctor
You pick a family doctor and always go to them first.
- Select
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Médecin de famille | Select | Gap per year |
|---|---|---|---|
| 300 | CHF 451.80 | CHF 464.40 | CHF 151.20 |
| 500 | CHF 440.20 | CHF 452.80 | CHF 151.20 |
| 1'000 | CHF 411.00 | CHF 423.60 | CHF 151.20 |
| 1'500 | CHF 381.80 | CHF 394.40 | CHF 151.20 |
| 2'000 | CHF 352.70 | CHF 365.30 | CHF 151.20 |
| 2'500 | CHF 323.50 | CHF 336.10 | CHF 151.20 |
The comparison, region by region
- Médecin de famille or Select?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.