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Sophie

Médecin de famille or Select — Region 2, Grisons

Region 2, Grisons: with ÖKK, Médecin de famille costs CHF 435.60 a month in 2026 and Select CHF 435.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Here Médecin de famille and Select cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.

What you accept in each case

Médecin de famille is a "Family doctor" model. Select is a "Telemedicine and others" model.

  • Médecin de famille

    Family doctor

    You pick a family doctor and always go to them first.

  • Select

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de familleSelectGap per year
300CHF 435.60CHF 435.60
500CHF 424.00CHF 424.00
1'000CHF 394.80CHF 394.80
1'500CHF 365.60CHF 365.60
2'000CHF 336.50CHF 336.50
2'500CHF 307.30CHF 307.30

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.