Médecin de famille or Select — Region 1, Zurich
Region 1, Zurich: with ÖKK, Médecin de famille costs CHF 562.50 a month in 2026 and Select CHF 578.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Médecin de famille is the cheaper of the two here: CHF 188.40 saved per year against Select, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Médecin de famille is a "Family doctor" model. Select is a "Telemedicine and others" model.
- Médecin de famille
Family doctor
You pick a family doctor and always go to them first.
- Select
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Médecin de famille | Select | Gap per year |
|---|---|---|---|
| 300 | CHF 562.50 | CHF 578.20 | CHF 188.40 |
| 500 | CHF 550.90 | CHF 566.60 | CHF 188.40 |
| 1'000 | CHF 521.70 | CHF 537.40 | CHF 188.40 |
| 1'500 | CHF 492.50 | CHF 508.20 | CHF 188.40 |
| 2'000 | CHF 463.40 | CHF 479.10 | CHF 188.40 |
| 2'500 | CHF 434.20 | CHF 449.90 | CHF 188.40 |
The comparison, region by region
- Médecin de famille or Select?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.