Médecin de famille or Select — Neuchâtel
Neuchâtel: with ÖKK, Médecin de famille costs CHF 607.50 a month in 2026 and Select CHF 641.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Médecin de famille is the cheaper of the two here: CHF 405.60 saved per year against Select, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Médecin de famille is a "Family doctor" model. Select is a "Telemedicine and others" model.
- Médecin de famille
Family doctor
You pick a family doctor and always go to them first.
- Select
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Médecin de famille | Select | Gap per year |
|---|---|---|---|
| 300 | CHF 607.50 | CHF 641.30 | CHF 405.60 |
| 500 | CHF 595.90 | CHF 629.70 | CHF 405.60 |
| 1'000 | CHF 566.70 | CHF 600.50 | CHF 405.60 |
| 1'500 | CHF 537.50 | CHF 571.30 | CHF 405.60 |
| 2'000 | CHF 508.40 | CHF 542.20 | CHF 405.60 |
| 2'500 | CHF 479.20 | CHF 513.00 | CHF 405.60 |
The comparison, region by region
- Médecin de famille or Select?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.