Médecin de famille or Select — Obwalden
Obwalden: with ÖKK, Médecin de famille costs CHF 441.90 a month in 2026 and Select CHF 454.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Médecin de famille is the cheaper of the two here: CHF 147.60 saved per year against Select, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Médecin de famille is a "Family doctor" model. Select is a "Telemedicine and others" model.
- Médecin de famille
Family doctor
You pick a family doctor and always go to them first.
- Select
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Médecin de famille | Select | Gap per year |
|---|---|---|---|
| 300 | CHF 441.90 | CHF 454.20 | CHF 147.60 |
| 500 | CHF 430.30 | CHF 442.60 | CHF 147.60 |
| 1'000 | CHF 401.10 | CHF 413.40 | CHF 147.60 |
| 1'500 | CHF 371.90 | CHF 384.20 | CHF 147.60 |
| 2'000 | CHF 342.80 | CHF 355.10 | CHF 147.60 |
| 2'500 | CHF 313.60 | CHF 325.90 | CHF 147.60 |
The comparison, region by region
- Médecin de famille or Select?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.