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Sophie

Médecin de famille or Select — Region 1, Vaud

Region 1, Vaud: with ÖKK, Médecin de famille costs CHF 594.00 a month in 2026 and Select CHF 627.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille is the cheaper of the two here: CHF 396.00 saved per year against Select, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille is a "Family doctor" model. Select is a "Telemedicine and others" model.

  • Médecin de famille

    Family doctor

    You pick a family doctor and always go to them first.

  • Select

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de familleSelectGap per year
300CHF 594.00CHF 627.00CHF 396.00
500CHF 582.40CHF 615.40CHF 396.00
1'000CHF 553.20CHF 586.20CHF 396.00
1'500CHF 524.00CHF 557.00CHF 396.00
2'000CHF 494.90CHF 527.90CHF 396.00
2'500CHF 465.70CHF 498.70CHF 396.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.