ÖKK Médecin de famille — Region 2, Bern
Region 2, Bern: the Médecin de famille model from ÖKK costs CHF 514.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 514.80, Médecin de famille is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille costs CHF 686.40 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 514.80 | CHF 478.80 |
| 500 | CHF 503.20 | CHF 468.00 |
| 1'000 | CHF 474.00 | CHF 440.90 |
| 1'500 | CHF 444.80 | CHF 413.70 |
| 2'000 | CHF 415.70 | CHF 386.70 |
| 2'500 | CHF 386.50 | CHF 359.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 373.30 | CHF 347.20 |
| 500 | CHF 361.70 | CHF 336.40 |
| 1'000 | CHF 332.50 | CHF 309.30 |
| 1'500 | CHF 303.30 | CHF 282.10 |
| 2'000 | CHF 274.20 | CHF 255.10 |
| 2'500 | CHF 245.00 | CHF 227.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 113.30 | CHF 105.40 |
| 200 | CHF 101.70 | CHF 94.60 |
| 400 | CHF 90.00 | CHF 83.70 |
| 600 | CHF 78.30 | CHF 72.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.