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ÖKK Médecin de famille — Schwyz

Schwyz: the Médecin de famille model from ÖKK costs CHF 451.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 451.80, Médecin de famille is not the lowest premium here: Agrisano goes down to CHF 400.20. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Médecin de famille costs CHF 602.40 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 451.80CHF 420.20
500CHF 440.20CHF 409.40
1'000CHF 411.00CHF 382.30
1'500CHF 381.80CHF 355.10
2'000CHF 352.70CHF 328.10
2'500CHF 323.50CHF 300.90

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 327.60CHF 304.70
500CHF 316.00CHF 293.90
1'000CHF 286.80CHF 266.80
1'500CHF 257.60CHF 239.60
2'000CHF 228.50CHF 212.60
2'500CHF 199.30CHF 185.40

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 113.00CHF 105.10
200CHF 101.40CHF 94.40
400CHF 89.70CHF 83.50
600CHF 78.00CHF 72.60

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.