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ÖKK Médecin de famille — Thurgau

Thurgau: the Médecin de famille model from ÖKK costs CHF 475.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 475.20, Médecin de famille is not the lowest premium here: Agrisano goes down to CHF 429.70. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Médecin de famille costs CHF 633.60 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 475.20CHF 442.00
500CHF 463.60CHF 431.20
1'000CHF 434.40CHF 404.00
1'500CHF 405.20CHF 376.90
2'000CHF 376.10CHF 349.80
2'500CHF 346.90CHF 322.70

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 356.40CHF 331.50
500CHF 344.80CHF 320.70
1'000CHF 315.60CHF 293.60
1'500CHF 286.40CHF 266.40
2'000CHF 257.30CHF 239.30
2'500CHF 228.10CHF 212.20

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 104.60CHF 97.30
200CHF 93.00CHF 86.50
400CHF 81.30CHF 75.70
600CHF 69.60CHF 64.80

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.