ÖKK Médecin de famille — Region 2, St. Gallen
Region 2, St. Gallen: the Médecin de famille model from ÖKK costs CHF 466.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 466.20, Médecin de famille is not the lowest premium here: Agrisano goes down to CHF 419.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille costs CHF 621.60 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 466.20 | CHF 433.60 |
| 500 | CHF 454.60 | CHF 422.80 |
| 1'000 | CHF 425.40 | CHF 395.70 |
| 1'500 | CHF 396.20 | CHF 368.50 |
| 2'000 | CHF 367.10 | CHF 341.50 |
| 2'500 | CHF 337.90 | CHF 314.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 338.00 | CHF 314.40 |
| 500 | CHF 326.40 | CHF 303.60 |
| 1'000 | CHF 297.20 | CHF 276.40 |
| 1'500 | CHF 268.00 | CHF 249.30 |
| 2'000 | CHF 238.90 | CHF 222.20 |
| 2'500 | CHF 209.70 | CHF 195.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 102.60 | CHF 95.50 |
| 200 | CHF 91.00 | CHF 84.70 |
| 400 | CHF 79.30 | CHF 73.80 |
| 600 | CHF 67.60 | CHF 62.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.