ÖKK Médecin de famille — Nidwalden
Nidwalden: the Médecin de famille model from ÖKK costs CHF 441.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 441.90, Médecin de famille is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille costs CHF 589.20 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 441.90 | CHF 411.00 |
| 500 | CHF 430.30 | CHF 400.20 |
| 1'000 | CHF 401.10 | CHF 373.10 |
| 1'500 | CHF 371.90 | CHF 345.90 |
| 2'000 | CHF 342.80 | CHF 318.90 |
| 2'500 | CHF 313.60 | CHF 291.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 331.50 | CHF 308.30 |
| 500 | CHF 319.90 | CHF 297.60 |
| 1'000 | CHF 290.70 | CHF 270.40 |
| 1'500 | CHF 261.50 | CHF 243.20 |
| 2'000 | CHF 232.40 | CHF 216.20 |
| 2'500 | CHF 203.20 | CHF 189.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 110.50 | CHF 102.80 |
| 200 | CHF 98.90 | CHF 92.00 |
| 400 | CHF 87.20 | CHF 81.10 |
| 600 | CHF 75.50 | CHF 70.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.