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ÖKK Médecin de famille — Nidwalden

Nidwalden: the Médecin de famille model from ÖKK costs CHF 441.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 441.90, Médecin de famille is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Médecin de famille costs CHF 589.20 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 441.90CHF 411.00
500CHF 430.30CHF 400.20
1'000CHF 401.10CHF 373.10
1'500CHF 371.90CHF 345.90
2'000CHF 342.80CHF 318.90
2'500CHF 313.60CHF 291.70

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 331.50CHF 308.30
500CHF 319.90CHF 297.60
1'000CHF 290.70CHF 270.40
1'500CHF 261.50CHF 243.20
2'000CHF 232.40CHF 216.20
2'500CHF 203.20CHF 189.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 110.50CHF 102.80
200CHF 98.90CHF 92.00
400CHF 87.20CHF 81.10
600CHF 75.50CHF 70.30

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.