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ÖKK Médecin de famille — Region 1, Fribourg

Region 1, Fribourg: the Médecin de famille model from ÖKK costs CHF 520.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 520.20, Médecin de famille is not the lowest premium here: Vivao Sympany goes down to CHF 501.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Médecin de famille costs CHF 693.60 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 520.20CHF 483.80
500CHF 508.60CHF 473.00
1'000CHF 479.40CHF 445.90
1'500CHF 450.20CHF 418.70
2'000CHF 421.10CHF 391.70
2'500CHF 391.90CHF 364.50

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 416.20CHF 387.10
500CHF 404.60CHF 376.30
1'000CHF 375.40CHF 349.20
1'500CHF 346.20CHF 322.00
2'000CHF 317.10CHF 295.00
2'500CHF 287.90CHF 267.80

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 130.10CHF 121.00
200CHF 118.50CHF 110.30
400CHF 106.80CHF 99.40
600CHF 95.10CHF 88.50

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.