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ÖKK Médecin de famille — Uri

Uri: the Médecin de famille model from ÖKK costs CHF 427.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 427.50, Médecin de famille is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Médecin de famille costs CHF 570.00 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 427.50CHF 397.60
500CHF 415.90CHF 386.80
1'000CHF 386.70CHF 359.70
1'500CHF 357.50CHF 332.50
2'000CHF 328.40CHF 305.50
2'500CHF 299.20CHF 278.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 320.70CHF 298.30
500CHF 309.10CHF 287.50
1'000CHF 279.90CHF 260.40
1'500CHF 250.70CHF 233.20
2'000CHF 221.60CHF 206.10
2'500CHF 192.40CHF 179.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 106.90CHF 99.50
200CHF 95.30CHF 88.70
400CHF 83.60CHF 77.80
600CHF 71.90CHF 66.90

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.