ÖKK Médecin de famille — Zug
Zug: the Médecin de famille model from ÖKK costs CHF 392.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 392.40, Médecin de famille is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille costs CHF 523.20 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 392.40 | CHF 365.00 |
| 500 | CHF 380.80 | CHF 354.20 |
| 1'000 | CHF 351.60 | CHF 327.00 |
| 1'500 | CHF 322.40 | CHF 299.90 |
| 2'000 | CHF 293.30 | CHF 272.80 |
| 2'500 | CHF 264.10 | CHF 245.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 284.50 | CHF 264.60 |
| 500 | CHF 272.90 | CHF 253.80 |
| 1'000 | CHF 243.70 | CHF 226.70 |
| 1'500 | CHF 214.50 | CHF 199.50 |
| 2'000 | CHF 185.40 | CHF 172.50 |
| 2'500 | CHF 170.00 | CHF 158.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 86.40 | CHF 80.40 |
| 200 | CHF 74.80 | CHF 69.60 |
| 400 | CHF 63.10 | CHF 58.70 |
| 600 | CHF 51.60 | CHF 48.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.