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Sophie

PrimaCare or PrimaFlex — Basel-Stadt

Basel-Stadt: with Philos, PrimaCare costs CHF 683.00 a month in 2026 and PrimaFlex CHF 652.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 366.00 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. PrimaFlex is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCarePrimaFlexGap per year
300CHF 683.00CHF 652.50CHF 366.00
500CHF 671.50CHF 641.50CHF 360.00
1'000CHF 642.50CHF 614.00CHF 342.00
1'500CHF 613.00CHF 586.00CHF 324.00
2'000CHF 584.00CHF 558.40CHF 307.20
2'500CHF 555.00CHF 530.90CHF 289.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.