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Sophie

PrimaCare or PrimaFlex — Region 2, Valais

Region 2, Valais: with Philos, PrimaCare costs CHF 526.50 a month in 2026 and PrimaFlex CHF 503.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 282.00 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. PrimaFlex is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCarePrimaFlexGap per year
300CHF 526.50CHF 503.00CHF 282.00
500CHF 515.00CHF 492.00CHF 276.00
1'000CHF 486.00CHF 464.50CHF 258.00
1'500CHF 456.50CHF 436.50CHF 240.00
2'000CHF 427.50CHF 408.90CHF 223.20
2'500CHF 398.50CHF 381.40CHF 205.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.