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Sophie

PrimaCare or PrimaFlex — Glarus

Glarus: with Philos, PrimaCare costs CHF 465.40 a month in 2026 and PrimaFlex CHF 444.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 249.60 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. PrimaFlex is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCarePrimaFlexGap per year
300CHF 465.40CHF 444.60CHF 249.60
500CHF 453.90CHF 433.60CHF 243.60
1'000CHF 424.90CHF 406.10CHF 225.60
1'500CHF 395.40CHF 378.10CHF 207.60
2'000CHF 366.40CHF 350.50CHF 190.80
2'500CHF 337.40CHF 323.00CHF 172.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.