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Sophie

PrimaCare or PrimaFlex — Region 1, Valais

Region 1, Valais: with Philos, PrimaCare costs CHF 560.10 a month in 2026 and PrimaFlex CHF 535.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 300.00 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. PrimaFlex is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCarePrimaFlexGap per year
300CHF 560.10CHF 535.10CHF 300.00
500CHF 548.60CHF 524.10CHF 294.00
1'000CHF 519.60CHF 496.60CHF 276.00
1'500CHF 490.10CHF 468.60CHF 258.00
2'000CHF 461.10CHF 441.00CHF 241.20
2'500CHF 432.10CHF 413.50CHF 223.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.