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Sophie

PrimaCare or PrimaFlex — Schwyz

Schwyz: with Philos, PrimaCare costs CHF 518.80 a month in 2026 and PrimaFlex CHF 495.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 278.40 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. PrimaFlex is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCarePrimaFlexGap per year
300CHF 518.80CHF 495.60CHF 278.40
500CHF 507.30CHF 484.60CHF 272.40
1'000CHF 478.30CHF 457.10CHF 254.40
1'500CHF 448.80CHF 429.10CHF 236.40
2'000CHF 419.80CHF 401.50CHF 219.60
2'500CHF 390.80CHF 374.00CHF 201.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.