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Sophie

PrimaCare or PrimaFlex — Region 2, Fribourg

Region 2, Fribourg: with Philos, PrimaCare costs CHF 533.10 a month in 2026 and PrimaFlex CHF 515.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 214.80 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. PrimaFlex is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCarePrimaFlexGap per year
300CHF 533.10CHF 515.20CHF 214.80
500CHF 521.60CHF 504.20CHF 208.80
1'000CHF 492.60CHF 476.70CHF 190.80
1'500CHF 463.10CHF 448.70CHF 172.80
2'000CHF 434.10CHF 421.10CHF 156.00
2'500CHF 405.10CHF 393.60CHF 138.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.