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Sophie

PrimaCare or SanaTel — Basel-Stadt

Basel-Stadt: with Philos, PrimaCare costs CHF 683.00 a month in 2026 and SanaTel CHF 656.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SanaTel is the cheaper of the two here: CHF 320.40 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCareSanaTelGap per year
300CHF 683.00CHF 656.30CHF 320.40
500CHF 671.50CHF 644.80CHF 320.40
1'000CHF 642.50CHF 615.80CHF 320.40
1'500CHF 613.00CHF 586.30CHF 320.40
2'000CHF 584.00CHF 557.30CHF 320.40
2'500CHF 555.00CHF 528.30CHF 320.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.