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Sophie

PrimaCare or SanaTel — Glarus

Glarus: with Philos, PrimaCare costs CHF 465.40 a month in 2026 and SanaTel CHF 447.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SanaTel is the cheaper of the two here: CHF 218.40 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCareSanaTelGap per year
300CHF 465.40CHF 447.20CHF 218.40
500CHF 453.90CHF 435.70CHF 218.40
1'000CHF 424.90CHF 406.70CHF 218.40
1'500CHF 395.40CHF 377.20CHF 218.40
2'000CHF 366.40CHF 348.20CHF 218.40
2'500CHF 337.40CHF 319.20CHF 218.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.