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Sophie

PrimaCare or SanaTel — Region 2, Ticino

Region 2, Ticino: with Philos, PrimaCare costs CHF 650.00 a month in 2026 and SanaTel CHF 624.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SanaTel is the cheaper of the two here: CHF 306.00 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCareSanaTelGap per year
300CHF 650.00CHF 624.50CHF 306.00
500CHF 638.50CHF 613.00CHF 306.00
1'000CHF 609.50CHF 584.00CHF 306.00
1'500CHF 580.00CHF 554.50CHF 306.00
2'000CHF 551.00CHF 525.50CHF 306.00
2'500CHF 522.00CHF 496.50CHF 306.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.