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Sophie

PrimaCare or SanaTel — Region 2, Valais

Region 2, Valais: with Philos, PrimaCare costs CHF 526.50 a month in 2026 and SanaTel CHF 505.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SanaTel is the cheaper of the two here: CHF 247.20 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCareSanaTelGap per year
300CHF 526.50CHF 505.90CHF 247.20
500CHF 515.00CHF 494.40CHF 247.20
1'000CHF 486.00CHF 465.40CHF 247.20
1'500CHF 456.50CHF 435.90CHF 247.20
2'000CHF 427.50CHF 406.90CHF 247.20
2'500CHF 398.50CHF 377.90CHF 247.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.