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Sophie

PrimaCare or SanaTel — Jura

Jura: with Philos, PrimaCare costs CHF 625.90 a month in 2026 and SanaTel CHF 601.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SanaTel is the cheaper of the two here: CHF 294.00 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCareSanaTelGap per year
300CHF 625.90CHF 601.40CHF 294.00
500CHF 614.40CHF 589.90CHF 294.00
1'000CHF 585.40CHF 560.90CHF 294.00
1'500CHF 555.90CHF 531.40CHF 294.00
2'000CHF 526.90CHF 502.40CHF 294.00
2'500CHF 497.90CHF 473.40CHF 294.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.