Skip to content
Sophie

PrimaCare or SanaTel — Region 1, Ticino

Region 1, Ticino: with Philos, PrimaCare costs CHF 691.40 a month in 2026 and SanaTel CHF 664.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SanaTel is the cheaper of the two here: CHF 324.00 saved per year against PrimaCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCareSanaTelGap per year
300CHF 691.40CHF 664.40CHF 324.00
500CHF 679.90CHF 652.90CHF 324.00
1'000CHF 650.90CHF 623.90CHF 324.00
1'500CHF 621.40CHF 594.40CHF 324.00
2'000CHF 592.40CHF 565.40CHF 324.00
2'500CHF 563.40CHF 536.40CHF 324.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.