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Managed Care or sana24 Med Call — Region 3, Zurich

Region 3, Zurich: with sana24, Managed Care costs CHF 535.20 a month in 2026 and sana24 Med Call CHF 573.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care is the cheaper of the two here: CHF 458.40 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care is a "Group practice (HMO)" model. sana24 Med Call is a "Telemedicine and others" model.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • sana24 Med Call

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged Caresana24 Med CallGap per year
300CHF 535.20CHF 573.40CHF 458.40
500CHF 523.60CHF 561.70CHF 457.20
1'000CHF 494.40CHF 532.60CHF 458.40
1'500CHF 465.20CHF 503.40CHF 458.40
2'000CHF 436.10CHF 474.20CHF 457.20
2'500CHF 406.90CHF 445.10CHF 458.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.