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sana24 Managed Care — Appenzell Ausserrhoden

Appenzell Ausserrhoden: the Managed Care model from sana24 costs CHF 485.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 485.90, Managed Care is not the lowest premium here: Agrisano goes down to CHF 412.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Managed Care costs CHF 742.80 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 485.90CHF 454.20
500CHF 474.30CHF 443.30
1'000CHF 445.10CHF 416.00
1'500CHF 415.90CHF 388.80
2'000CHF 386.80CHF 361.50
2'500CHF 357.60CHF 334.20

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 368.80CHF 344.70
500CHF 357.10CHF 333.80
1'000CHF 328.00CHF 306.50
1'500CHF 298.80CHF 279.30
2'000CHF 269.60CHF 252.00
2'500CHF 240.50CHF 224.70

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 126.50CHF 118.20
100CHF 120.70CHF 112.80
200CHF 114.80CHF 107.30
300CHF 109.00CHF 101.90
400CHF 103.20CHF 96.40
500CHF 97.30CHF 91.00
600CHF 91.50CHF 85.50

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.